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Government Services Administration (GSA) SmartPay Card Acceptance

November 5, 2026

Description

An overview of Government Services Administration (GSA) SmartPay card acceptance

What's in this article?

A GSA card generally refers to a government-issued payment or identification card provided through the U.S. General Services Administration (GSA). GSA SmartPay® cards are used by federal employees and other authorized users for official government expenses. 

The GSA SmartPay program enables federal agencies and other authorized users to obtain purchase, travel, fleet, and integrated charge card products and services through contracts established by GSA with participating financial institutions. 

Types of GSA cards

GSA cards
CardDescription
PurchaseUsed to purchase official supplies, goods, and services under official agency authority.
TravelUsed by federal workers to pay for lodging, transport, and meals during official government travel.
FleetUsed for government vehicles to pay for fuel, maintenance, and routine repairs.
Learn more about GSA Fleet cards

Bank of America Merchant Services GSA acceptance

  • Bank of America Merchant Services accepts GSA cards branded with Visa and Mastercard logos, but does not accept Fleet cards branded with Voyager or Wright Express (WEX). 
  • Our platform supports Level 2 card data, but does not support Level 3 commercial card line item data or reporting. 

Sales tax for GSA transactions

Sales tax requirements for GSA SmartPay transactions can vary based on the type of card and applicable state and local tax requirements.  Learn more about tax considerations for GSA SmartPay cards.

Merchant Category Code restrictions

Federal agencies may restrict certain merchant category codes (MCC) to prevent fraud or misuse. These restrictions may affect whether a GSA SmartPay transaction is approved.  Learn more about GSA SmartPay merchant requirements. merchant categories.

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