Skip to main content

Merchant Services Account Unified Checkout

October 17, 2025

Description

How to configure unified checkout options for your Point of Sale solution online store

What's in this article?

Unified Checkout, accessed through the Payment Acceptance Configuration in the left navigation of your Merchant Services account, controls the digital wallet options for your online payment acceptance. Unified Checkout is automatically enabled for your business if you accept card not present payments for Point of Sale Solution. Card not present transactions occur in one-time payment, recurring billing, estimates and invoicing, and online sales. 

Configuration in your Merchant Account will be required if you would like to add Apple Pay®, Click to Pay, Google Pay™, and PAZE™ digital payment solutions to your website. Additionally, acceptance of digital payments may require that you complete registration and certificate activities for the digital payment provider. Once configured for your e-commerce website, the Unified Checkout digital payment options will appear for your customers. Note that the Apple Pay payment method only appears within an Apple browser. 

To configure Unified Checkout 

  1. Log in to your Merchant Services account in Business Advantage 360 online banking. 
  2. In the left navigation, select Payment Acceptance Configuration > Unified Checkout.
  3. In the Digital Payment Solutions box, click Set up.

    unified checkout option with digital payment solutions set up button highlighted
  4. Click Set up for the desired digital payment type, then complete the setup information:


    Apple Pay


    1. Enter a Display name that will show to customers. Click Submit.

    2. Click the Download the Apple Pay verification certificate here link. 

    3. Place (host) the downloaded certificate in the specified file location on your webserver, following the prompts on the screen.

    4. Click Verify Domain.

    5. Enter the domain name of your website where you hosted the certificate above, then click Verify
      • When you verify your domain, you are agreeing to Apple's terms of service. 
      • The Verified Domain will appear in the column to the right. 
      • You can add additional domains. Remove expired domains by clicking the icon to the right. 
        NOTE: To remove Apple Pay, you will need to remove the files from your website.

    Click to Pay


    1. Enter your business website URL and your business name, then click Submit.

    2. Click to Pay immediately enrolls your business in American Express and Visa Click to Pay. Mastercard Click to Pay will register in about an hour. Click Ok, got it to continue.

    3. Click Done.


    Google Pay


    1. Enter you Business Name, then click Submit.

    2. Click Done


  5. Your digital payment method is configured for your website. To make changes in the future, return to this page and click Manage to edit the configuration.


Did you find this article helpful?