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Merchant Services Account Unified Checkout for Point of Sale Solution

October 1, 2026

Description

How to configure digital wallet options for your Point of Sale solution Card Not Present payments

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Unified Checkout, available from the Payment Acceptance Configuration option in the left navigation of your Merchant Services account, manages the digital wallet options for your online transactions. 

Unified Checkout is automatically enabled for businesses that accept Card Not present payments through Point of Sale Solution. Card Not Present transactions occur in one-time payments, recurring billing, invoicing, and online store sales in the Point of Sale Solution.  

To offer Apple Pay®, Click to Pay, Google Pay™, and PAZE™, you must configure these payment methods in Unified Checkout. Some digital payment providers may require additional registration and certificate setup before activation. 

Once setup is complete, the selected digital wallet options will e available to your customers during checkout. Apple Pay is displayed only when customers access your site using a supported Apple browser.  

To configure Unified Checkout for Point of Sale Solution 

  1. Log in to your Merchant Services account in Business Advantage 360 online banking. 
  2. In the left navigation, select Payment Acceptance Configuration > Unified Checkout.

  3. In the Payment options box, click Manage.

    Payment options - manage button
  4. Select the checkbox for each payment option you would like to support. As you select each option, it will appear in the Preview customizations box to the right.
     
    Payment options settings options
  5. Use the Drag icon to set the Button list order for the supported payment options.
      
    Payment Options drag icon to set button list order
  6. In the Card brands box, select the checkbox for each card brand you would like to support. When the Show card brand logos in button list is enabled, your selections will appear in the Preview customizations box under the Button list.
     Payment Options: Card brands section to set desired card brand support
  7. Use the Drag icon to arrange the supported card brand icons in the desired left-to-right display order.

    Drag icon to set left to right order of supported card brands.
  8. Click Save and publish.
  9. Click Set up for the desired digital payment type, then complete the setup information:

    setup a unified payment type

    Apple Pay


    1. Your DBA name should auto-populate. If needed, edit your Display name to correct the Doing Business As Name. Click Submit.

      apple pay setup
    2. Click the Download the Apple Pay verification certificate here link. The certificates will automatically download to the appropriate locations for the Point of Sale Solution.  

      download certificate
    3.  Click Verify domain.

      verify domain
    4. Enter the domain-verified domain names. You can enter all three even if you do not currently use online ordering or gift cards.  
      Domain NameSolution
      https://www.business-hub.comAll solutions
      https://www.order-hub.comOnline ordering
      https://www.ecards-hub.comGift Cards
    5. Click Verify.
      • When you verify your domain, you are agreeing to Apple's terms of service. 
      • The Verified Domain will appear in the column to the right. 
      • You can add additional domains. Remove expired domains by clicking the icon to the right. 

    Click to Pay


    1. Enter your business website URL and your business name, then click Submit. American Express and Visa are immediately enrolled. Mastercard will register in about an hour.

      set up and enable click to pay
    2. Click Ok, got it to continue.

      partially enrolled message
    3. Click Done.

      finalize click to pay enrollment

    Google Pay


    1. Enter your Business Name, then click Submit.

      google pay setup
    2. Click Done. 

      google pay setup confirmation

    Paze


    1. Update your merchant legal name, if needed. 

      enter paze merchant details
    2. Confirm and update your Merchant display name, if needed. We recommend editing if you have more than one location to differentiate between locations. This is the display name that you would like your customers to see when they checkout with Paze.
    3. Enter the website for your business (not the online store website).
    4. Review the terms and conditions, then select the checkbox to acknowledge that your organization has an agreement with Paze, that you will comply with the requirements and specifications to use Paze as a payment method, and that you will comply with the terms and conditions. 

      Paze setup save
    5. Click Save. 


Your digital payment method is configured for your website. 

Manage payment options

To make changes in the future, return to Payment options and click Manage to edit the configuration.

manage click to pay option selected

Customize look and feel

You can customize the Look and feel of your checkout experience by choosing a button shape, selecting a background color, and uploading an image. You can also configure your Customer information and payment flow settings to define the contact information you will collect from customers, the payment details they must provide, and how transactions are authorized, screened, and managed.

Unified Checkout: My customer experience  Look and Feel and Customer Information and payment flow options

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