Merchant Services Account Unified Checkout

Unified Checkout, accessed through the Payment Acceptance Configuration in the left navigation of your Merchant Services account, controls the digital wallet options for your online payment acceptance. Unified Checkout is automatically enabled for your business if you accept card not present payments for Point of Sale Solution. Card not present transactions occur in one-time payment, recurring billing, estimates and invoicing, and online sales. 

Configuration in your Merchant Account will be required if you would like to add Apple Pay®, Click to Pay, Google Pay™, and PAZE™ digital payment solutions to your website. Additionally, acceptance of digital payments may require that you complete registration and certificate activities for the digital payment provider. Once configured for your e-commerce website, the Unified Checkout digital payment options will appear for your customers. Note that the Apple Pay payment method only appears within an Apple browser. 

To configure Unified Checkout 

1. Log in to your Merchant Services account in Business Advantage 360 online banking. 
2. In the left navigation, select Payment Acceptance Configuration > Unified Checkout.
   
3. In the Digital Payment Solutions box, click Set up.
   
   
4. Click Set up for the desired digital payment type, then complete the setup information:
   
   
   

   Apple Pay

   
   

   1. Enter a Display name that will show to customers. Click Submit.
      
      
   2. Click the Download the Apple Pay verification certificate here link. 
      
      
   3. Place (host) the downloaded certificate in the specified file location on your webserver, following the prompts on the screen.
      
      
   4. Click Verify Domain.
      
      
   5. Enter the domain name of your website where you hosted the certificate above, then click Verify. 
      • When you verify your domain, you are agreeing to Apple's terms of service. 
      • The Verified Domain will appear in the column to the right. 
      • You can add additional domains. Remove expired domains by clicking the icon to the right. 
        

        NOTE: To remove Apple Pay, you will need to remove the files from your website.

   
   

   Click to Pay

   
   

   1. Enter your business website URL and your business name, then click Submit.
      
      
   2. Click to Pay immediately enrolls your business in American Express and Visa Click to Pay. Mastercard Click to Pay will register in about an hour. Click Ok, got it to continue.
      
      
   3. Click Done.
      
      

   
   

   Google Pay

   
   

   1. Enter your Business Name, then click Submit.
      
      
   2. Click Done. 
      
      

   
   

   Paze

   
   

   1. Enter your business legal name. 
      
      
   2. Enter the display name that you would like your customers to see when they checkout with Paze.
   3. Enter the website for your online store.
   4. Review the terms and conditions, then select the checkbox to acknowledge that your organization has an agreement with Paze, that you will comply with the requirements and specifications to use Paze as a payment method, and that you will comply with the terms and conditions. 
      
      
   5. Click Save. 
      
      

   
   
5. Your digital payment method is configured for your website. To make changes in the future, return to this page and click Manage to edit the configuration.