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MicroSale Payment Features (Beta)

November 15, 2024

Description

A summary of supported tender types, transaction types, processing features and services

What's in this article?

MicroSale has been validated to support the below payment features for Merchant Services with Bank of America. These features are subject to change by the provider. 

Tender types

Table of tender types supported
CreditDebitEMVOther
  • American Express
  • Discover/Diner's Club/UnionPay/JCB
  • Mastercard
  • Visa
  • PIN Debit
  • EMV Contactless
  • EMV: Quick Chip
  • EMV PIN Debit
  • Electronic Benefits Transfer (EBT): Food Benefit (SNAP)
  • Manual Entry
  • MSR (fall back)

Transaction types

Table of transaction types supported
Transactions
Card present Credit
Card present PIN Debit
Balance Inquiry
N/A
Credit (Stand-alone Refund)
✔
✔
Completion/Capture (Post-Auth)
✔
N/A
Incremental Auth
N/A
Partial Auth
✔
✔
Pre-Auth (Auth)✔N/A
Refund/Return✔
Reversal: Full✔

Sale (Auth + Completion/Capture)✔✔
Tipping Method

InLine Tipping
✔
✔
Tip Adjustment ✔N/A
Void✔
✔

Card present payment processing features enabled by MicroSale

  • Address Verification Service (AVS)
  • Capture Method: Host Capture
  • Card Verification Code (CVV, CVV2, CID)
  • Encryption: TDES DUKPT; End-to-end encryption (E2EE) for card present transactions conducted on payment terminals

Value-add services available from Bank of America

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