MicroSale Payment Features (Beta)

May 30, 2025

Description

A summary of supported tender types, transaction types, processing features and services

What's in this article?

MicroSale has been validated to support the below payment features for Merchant Services using Bank of America Payment App v1.01.05. These features are subject to change by the provider.

Tender types

Table of tender types supported
Credit	Debit	EMV	Other
American Express Discover/Diner's Club/UnionPay/JCB Mastercard Visa	PIN Debit	EMV Contactless EMV: Quick Chip EMV PIN Debit	Electronic Benefits Transfer (EBT): Food Benefit (SNAP) Manual Entry MSR (fall back)

Transaction types

Table of transaction types supported
Transactions	Card present Credit	Card present PIN Debit
Balance Inquiry	No	N/A
Credit (Stand-alone Refund)	Yes	Yes
Completion/Capture (Post-Auth)	Yes	N/A
Incremental Auth	No	N/A
Partial Auth	Yes	Yes
Pre-Auth (Auth)	Yes	N/A
Refund/Return	Yes	No
Reversal: Full	Yes	No
Sale (Auth + Completion/Capture)	Yes	Yes
Tipping Method	No	No
InLine Tipping	Yes	Yes
Tip Adjustment*	Yes	N/A
Void	Yes	Yes

*NOTE:
This solution uses Bank of America App v.1.01.05 which does not support readjustment of transactions adjusted for tips. Alternatively, a void or return can be performed. Learn more.

Card present payment processing features enabled by MicroSale

Address Verification Service (AVS)
Capture Method: Host Capture
Card Verification Code (CVV, CVV2, CID)
Encryption: TDES DUKPT; End-to-end encryption (E2EE) for card present transactions conducted on payment terminals

Value-add services available from Bank of America

PCI Assist
Virtual Terminal