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MicroSale Payment Features (Beta)

May 30, 2025

Description

A summary of supported tender types, transaction types, processing features and services

What's in this article?

MicroSale has been validated to support the below payment features for Merchant Services using Bank of America Payment App v1.01.05. These features are subject to change by the provider. 

Tender types

Table of tender types supported
CreditDebitEMVOther
  • American Express
  • Discover/Diner's Club/UnionPay/JCB
  • Mastercard
  • Visa
  • PIN Debit
  • EMV Contactless
  • EMV: Quick Chip
  • EMV PIN Debit
  • Electronic Benefits Transfer (EBT): Food Benefit (SNAP)
  • Manual Entry
  • MSR (fall back)

Transaction types

Table of transaction types supported
Transactions
Card present Credit
Card present PIN Debit
Balance InquiryNoN/A
Credit (Stand-alone Refund)
Yes
Yes
Completion/Capture (Post-Auth)
Yes
N/A
Incremental AuthNoN/A
Partial Auth
Yes
Yes
Pre-Auth (Auth)YesN/A
Refund/ReturnYesNo
Reversal: FullYes
No
Sale (Auth + Completion/Capture)YesYes
Tipping MethodNoNo
InLine Tipping
Yes
Yes
Tip Adjustment*YesN/A
VoidYes
Yes

*NOTE:
This solution uses Bank of America App v.1.01.05 which does not support readjustment of transactions adjusted for tips. Alternatively, a void or return can be performed. Learn more.

Card present payment processing features enabled by MicroSale

  • Address Verification Service (AVS)
  • Capture Method: Host Capture
  • Card Verification Code (CVV, CVV2, CID)
  • Encryption: TDES DUKPT; End-to-end encryption (E2EE) for card present transactions conducted on payment terminals

Value-add services available from Bank of America

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