Rapid RMS Payment Features
Description
A summary of supported tender types, transaction types, processing features and services
Rapid RMS has been validated to support the below payment features for Merchant Services with Bank of America. These features are subject to change by the provider.
Tender types
| Credit | Debit | EMV | Other |
|---|---|---|---|
| • American Express • Discover/Diner's Club/UnionPay/JCB • Mastercard • Visa | • PIN Debit | • EMV Contactless • EMV: Quick Chip • EMV PIN Debit | • Electronic Benefits Transfer (EBT): Cash Benefit; Food Benefit (SNAP) • Manual Entry • MSR (Fall back) |
Transaction types
| Transactions | Card present Credit | Card present PIN Debit |
|---|---|---|
| Credit (Stand-alone Refund) | ✔ | ✔ |
| Completion/Capture (Post-Auth) | ✔ | N/A |
| Incremental Auth | N/A | |
| Partial Auth | ✔ | ✔ |
| Pre-Auth (Auth) | ✔ | N/A |
| Refund/Return: Full | ✔ | |
| Refund/Return: Partial | N/A | |
| Reversal: Full | ||
| Reversal: Partial | ||
| Sale (Auth + Completion/Capture) | ✔ | ✔ |
| Tipping Method: | ||
| InLine Tipping | ✔ | ✔ |
| Tip Adjustment | ✔ | N/A |
| Void | ✔ | ✔ |
Card present payment processing features enabled by Rapid RMS
- Address Verification Service (AVS)
- Balance Inquiry
- Capture Method: Host Capture
- Card Verification Code (CVV, CVV2, CID)
- Encryption: TDES DUKPT; End-to-end encryption (E2EE) for card present transactions conducted on payment terminals
Value-add services available from Bank of America
| Supported services | Unsupported services from Bank of America |
|---|---|
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