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POS Bridge Solution for Oracle Simphony Payment Features (Beta)

October 16, 2025

Description

A summary of supported tender types, transaction types, processing features and services

What's in this article?

POS Bridge Solution middleware for Oracle Simphony has been validated to support the below payment features for Merchant Services with Bank of America. These features are subject to change. 

Tender types

Table of tender types supported
CreditDebitEMVOther
  • American Express
  • Discover/Diner's Club/UnionPay/JCB
  • Mastercard
  • Visa
  • PIN Debit
  • Signature Debit 
    (qualifies as a Credit transaction)
  • EMV Contactless
  • EMV: Quick Chip
  • Manual Entry
  • MSR (fall back)

Transaction types

Table of transaction types supported
Transactions
Card present Credit
Card present PIN Debit
Credit (Stand-alone Refund): 
Pay at Counter transactions only; not Pay at Table transactions
Yes
Yes
Completion/Capture (Post-Auth)
Yes
N/A
Incremental AuthNoN/A
Partial AuthYes
Yes
Pre-Auth (Auth)YesN/A
Refund/ReturnNoNo
Reversal: FullYes
No
Reversal: PartialNoNo
Sale (Auth + Completion/Capture)Yes
Yes
Tipping MethodNoNo
Inline TippingYes
Yes
Tip Adjustment YesNo
Timeout ReversalYes
Yes
VoidYes
Yes

Payment processing features enabled by Bank of America

  • Address Verification Service (AVS)
  • Batch Close
  • Capture Method: Host Capture
  • Card Verification Code (CVV, CVV2, CID)
  • Encryption: TDES DUKPT; End-to-end encryption (E2EE) for card present transactions conducted on payment terminals
  • Store & Forward

Value-add services available from Bank of America

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