SoftPoint Payment Features (Beta)

May 30, 2025

Description

A summary of supported tender types, transaction types, processing features and services

What's in this article?

SoftPoint middleware solutions have been validated to support the below payment features for Merchant Services using Bank of America Payment App v1.01.05. These features are subject to change by the provider.

DataPoint is SoftPoint's app in payment terminals to enable table service payments
QuickPoint is SoftPoint's app in payment terminals to enable QSR payments

Tender types

Table of tender types supported
Credit	Debit	EMV	Other
American Express Discover/Diner's Club/UnionPay/JCB Mastercard Visa	Signature Debit (qualifies as a Credit transaction)	EMV Contactless EMV: Quick Chip	Manual Entry MSR (fall back)

Transaction types

Table of transaction types supported
Transactions	Card present Credit	E-commerce Credit
Credit (Stand-alone Refund)	Yes	No
Completion/Capture (Post-Auth)	Yes	Yes
Incremental Auth	No	No
Partial Auth	Yes	Yes
Pre-Auth (Auth)	Yes	Yes
Refund/Return	Yes	No
Reversal: Full	Yes	Yes
Reversal: Partial	No	N/A
Sale (Auth + Completion/Capture)	Yes	Yes
Tipping Method	No	No
InLine Tipping	Yes	N/A
Tip Adjustment*	Yes	N/A
Timeout Reversal	Yes	Yes
Void	Yes	Yes

*NOTE:
This solution uses Bank of America Payment App v1.01.05 which does not support readjustment of transactions adjusted for tips. Alternatively, a void or return can be performed. Learn more.

Payment processing features enabled by SoftPoint

Address Verification Service (AVS)
Batch Close
Capture Method: Host Capture
Card on File: Cardholder Initiated
Card Verification Code (CVV, CVV2, CID)
Encryption: TDES DUKPT; End-to-end encryption (E2EE) for card present transactions conducted on payment terminals
Tokenization: PAN

Value-add services available from Bank of America

Device Fingerprinting
Fraud Management
PCI Assist
Virtual Terminal