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SoftPoint Payment Features (Beta)

May 30, 2025

Description

A summary of supported tender types, transaction types, processing features and services

What's in this article?

SoftPoint middleware solutions have been validated to support the below payment features for Merchant Services using Bank of America Payment App v1.01.05. These features are subject to change by the provider. 

  • DataPoint is SoftPoint's app in payment terminals to enable table service payments
  • QuickPoint is SoftPoint's app in payment terminals to enable QSR payments

Tender types

Table of tender types supported
CreditDebitEMVOther
  • American Express
  • Discover/Diner's Club/UnionPay/JCB
  • Mastercard
  • Visa
  • Signature Debit 
    (qualifies as a Credit transaction)
  • EMV Contactless
  • EMV: Quick Chip
  • Manual Entry
  • MSR (fall back)

Transaction types

Table of transaction types supported
Transactions
Card present Credit
E-commerce Credit
Credit (Stand-alone Refund)Yes
No
Completion/Capture (Post-Auth)
Yes
Yes
Incremental AuthNoNo
Partial AuthYes
Yes
Pre-Auth (Auth)YesYes
Refund/ReturnYesNo
Reversal: FullYes
Yes
Reversal: PartialNoN/A
Sale (Auth + Completion/Capture)YesYes
Tipping MethodNoNo
InLine TippingYesN/A
Tip Adjustment*YesN/A
Timeout ReversalYesYes
VoidYes
Yes

*NOTE:
This solution uses Bank of America Payment App v1.01.05 which does not support readjustment of transactions adjusted for tips. Alternatively, a void or return can be performed. Learn more.

Payment processing features enabled by SoftPoint

  • Address Verification Service (AVS)
  • Batch Close
  • Capture Method: Host Capture
  • Card on File: Cardholder Initiated
  • Card Verification Code (CVV, CVV2, CID)
  • Encryption: TDES DUKPT; End-to-end encryption (E2EE) for card present transactions conducted on payment terminals
  • Tokenization: PAN

Value-add services available from Bank of America

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