Skip to main content

SoftPoint Payment Features (Beta)

December 6, 2024

Description

A summary of supported tender types, transaction types, processing features and services

What's in this article?

SoftPoint middleware solutions have been validated to support the below payment features for Merchant Services with Bank of America. These features are subject to change by the provider. 

  • DataPoint is SoftPoint's app in payment terminals to enable table service payments
  • QuickPoint is SoftPoint's app in payment terminals to enable QSR payments

Tender types

Table of tender types supported
CreditDebitEMVOther
  • American Express
  • Discover/Diner's Club/UnionPay/JCB
  • Mastercard
  • Visa
  • Signature Debit 
    (qualifies as a Credit transaction)
  • EMV Contactless
  • EMV: Quick Chip
  • Manual Entry
  • MSR (fall back)

Transaction types

Table of transaction types supported
Transactions
Card present Credit
E-commerce Credit
Credit (Stand-alone Refund)✔

Completion/Capture (Post-Auth)
✔
✔
Incremental Auth

Partial Auth✔
✔
Pre-Auth (Auth)✔✔
Refund/Return✔
Reversal: Full✔
✔
Reversal: Partial
N/A
Sale (Auth + Completion/Capture)✔✔
Tipping Method

InLine Tipping✔N/A
Tip Adjustment ✔N/A
Timeout Reversal✔✔
Void✔
✔

Payment processing features enabled by SoftPoint

  • Address Verification Service (AVS)
  • Batch Close
  • Capture Method: Host Capture
  • Card on File: Cardholder Initiated
  • Card Verification Code (CVV, CVV2, CID)
  • Encryption: TDES DUKPT; End-to-end encryption (E2EE) for card present transactions conducted on payment terminals
  • Tokenization: PAN

Value-add services available from Bank of America

Did you find this article helpful?