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Spreedly Payment Features (Beta)

May 19, 2026

Description

A summary of supported tender types, transaction types, processing features and services

What's in this article?

Spreedly has been validated to support the below card not present payment features for Merchant Services with Bank of America using the CyberSource Extension. These features are subject to change by the provider.

Tender types

Tender types table
CreditDebit
  • American Express
  • Discover/Diner's Club/UnionPay/JCB
  • Mastercard
  • Visa
  • Signature Debit (qualifies as Credit transaction) 

E-commerce transaction types

E-commerce transaction types table
TransactionsCredit
Credit (Stand-alone Refund)No
Completion/Capture (Post-Auth)Yes
Incremental AuthNo
International Credit Cards 
(other than Canadian-issued cards)
Yes
Partial AuthNo
Partial ReversalNo
Pre-Auth (Auth) Yes
Refund/Return: Full
Yes
Refund/Return: Partial
Yes
Reversal: FullYes
Sale (Auth + Completion/Capture)Yes
Void
Yes

Payment processing features enabled by Spreedly

  • Address Verification Service (AVS)
  • Capture Method: Host Capture
  • Card on File: Merchant Initiated
  • Card Verification Code (CVV, CVV2, CID)

Value-add services available from Bank of America

Table of value-add services available
Supported servicesUnsupported services from Bank of America
  • Account Takeover Protection
  • Account Updater
  • Bank Transfers 
  • Custom Fraud Management
  • Delivery Address Verification 
  • Digital payments (Apple Pay, Google Pay, etc.)
  • eCheck
  • EMV 3DSecure
  • Recurring Billing 
  • Tax Calculation
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